What Running an AI-First Fintech Actually Looks Like in 2026
1 April 2026
We started building Banqora in 2024. Every few months since, the tooling has taken another leap. The gap between that first buggy Pong game and what we run today is enormous.
Banqora Insights
Market news, publications & updates
featured
1 April 2026
What Running an AI-First Fintech Actually Looks Like in 2026
We started building Banqora in 2024. Every few months since, the tooling has taken another leap. The gap between that first buggy Pong game and what we run today is enormous.
Recent
Agentic Infrastructure in Finance: The New Frontier for SaaS
24 March 2026
The next generation of SaaS isn't software that uses AI on your behalf. It's software that your AI can use. This changes what financial institutions should look for from vendors.
AI Defensive Portfolio: Live Performance Update
23 March 2026
Ten weeks after publishing our AI-constructed defensive European equity portfolio, markets gave us a real-world test. The AI portfolio delivered +6.1% while the STOXX Europe Large 200 fell -0.8%.
Are Apps Dead?
12 March 2026
If your competitive advantage is a well-designed interface, that advantage is eroding. The most valuable moat is data and distribution, not the app itself.
AI is Finance's most valuable commodity, so why are returns still marginal?
25 February 2026
In 2026, AI has become the most aggressively accumulated capability in global finance. Yet the economic returns from this investment remain stubbornly narrow and uneven.
GenAI: Euro Bubble Portfolio
8 January 2026
Banqora research examines whether an agentic AI portfolio manager could perform effectively during severe market stress, simulating a dotcom-style crash on European equities using the STOXX Europe Large 200 index.
Agentic Portfolio Management: is optimization still enough?
26 November 2025
Asset managers have long faced a fundamental tradeoff. Discretionary approaches adapt quickly to changing market conditions but suffer from key person risk and limited scalability. Systematic strategies eliminate those dependencies but can lack the flexibility to respond when regimes shift.
Banqora at Securities Finance Symposium
22 November 2025
Banqora took part in the Securities Finance Times event, joining industry leaders to discuss innovation and the future of securities finance.
Securities finance at a crossroads
10 November 2025
Market change, regulation, and new technologies are reshaping securities finance, making data, real-time insight, and interoperability essential for firms that want to stay ahead.
Product
AI Defensive Portfolio: Live Performance Update
23 March 2026
Ten weeks after publishing our AI-constructed defensive European equity portfolio, markets gave us a real-world test. The AI portfolio delivered +6.1% while the STOXX Europe Large 200 fell -0.8%.
GenAI: Euro Bubble Portfolio
8 January 2026
Banqora research examines whether an agentic AI portfolio manager could perform effectively during severe market stress, simulating a dotcom-style crash on European equities using the STOXX Europe Large 200 index.
Agentic Portfolio Management: is optimization still enough?
26 November 2025
Asset managers have long faced a fundamental tradeoff. Discretionary approaches adapt quickly to changing market conditions but suffer from key person risk and limited scalability. Systematic strategies eliminate those dependencies but can lack the flexibility to respond when regimes shift.
Real costs of outdated tech stacks
29 October 2025
Most asset managers still pour budgets into legacy systems, squeezing margins and increasing errors. Smarter automation, analytics, and AI can turn technology into a true engine for growth.
AI Agents in Action
29 October 2025
From investment research to post-trade operations, multi-agent AI systems are redefining how financial institutions work. J.P. Morgan's Ask D.A.V.I.D solution is one example of this shift in...
Inside the ECB's repo market analysis
8 August 2025
The ECB's latest repo market study sheds light on funding duration risk, collateral scarcity, and the structural role of intragroup transactions.
The true cost of AI
17 July 2025
Many AI initiatives fail to account for hidden costs, from model usage and data management to infrastructure, security, and scalability.
Which AI Agent Approach is Best Suited to your Business?
16 May 2025
A framework comparing four AI agent approaches across complexity, cost, risk, and ROI dimensions to help businesses choose the right architecture for their needs.
Why AI projects fail in finance
12 May 2025
Despite widespread adoption, many financial AI initiatives fall short. Tailored solutions focused on post-trade operations can drive real impact and efficiency.
The cost of settlement failures
19 December 2024
Record settlement failures and the costly shift to T+1 are reshaping global markets. Financial institutions must modernise post-trade operations with automation and AI to reduce risk, prevent...
Articles
What Running an AI-First Fintech Actually Looks Like in 2026
1 April 2026
We started building Banqora in 2024. Every few months since, the tooling has taken another leap. The gap between that first buggy Pong game and what we run today is enormous.
Agentic Infrastructure in Finance: The New Frontier for SaaS
24 March 2026
The next generation of SaaS isn't software that uses AI on your behalf. It's software that your AI can use. This changes what financial institutions should look for from vendors.
Are Apps Dead?
12 March 2026
If your competitive advantage is a well-designed interface, that advantage is eroding. The most valuable moat is data and distribution, not the app itself.
AI is Finance's most valuable commodity, so why are returns still marginal?
25 February 2026
In 2026, AI has become the most aggressively accumulated capability in global finance. Yet the economic returns from this investment remain stubbornly narrow and uneven.
Securities finance at a crossroads
10 November 2025
Market change, regulation, and new technologies are reshaping securities finance, making data, real-time insight, and interoperability essential for firms that want to stay ahead.
Learning tools to tools that learn
24 October 2025
Banqora Co-Founder Nicholas Holden explores how AI is evolving from learning tools into systems that actively orchestrate workflows and drive productivity.
Bilateral repo in modern markets
1 September 2025
A look at why bilateral trading remains central to repo markets and the operational pressures firms face as activity grows.
The new era of AI-assisted coding
17 April 2025
As AI-generated code becomes mainstream, software engineering is entering a period of rapid change and workflow rethinking.
Press releases
Securities & capital markets
14 October 2025
Securities financing plays a vital role in capital markets, and Banqora is contributing to its ongoing evolution.
Don't just sell AI, sell the solution
3 September 2025
In this episode of FinTech Focus TV, Toby sits down with Ernst Dolce, Co-Founder & CEO at Banqora, to discuss AI & finance.
Events
Banqora at Securities Finance Symposium
22 November 2025
Banqora took part in the Securities Finance Times event, joining industry leaders to discuss innovation and the future of securities finance.
Biggest risk you can take as a founder? Not taking one.
15 October 2025
What it really takes to create a fintech?
The evolution of agent lending
14 October 2025
A panel discussion exploring how technology, data, and automation are reshaping agent lending, from AI-driven decision-making to new models of competitive differentiation.
Future of AI in Securities Financing
23 May 2025
Banqora hosted an exclusive gathering of practitioners to examine how AI Agents can streamline workflows in repo, securities lending, and TRS. The event sparked valuable...
90 Seconds on Post-Trade Ops
6 December 2024
At the Google x Antler Founder Showcase, Banqora CEO Ernst Dolce took the stage to show how AI is transforming one of finance's most overlooked bottlenecks: post-trade processing.
Publications & news
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